I have the very same problem.
Windows XP
Professional
Version 2002
Service Pack 3
Intel Core2 Duo
E8400 @ 3 GHz
2 GB Ram
Can't load games in badlands campaign, CTD with 'Cannot load ...' . I was able to remove the offending file(s) at the beginning, but now it seems that ALL saves are bad. I can't continue.
1.04 patch applied.
Really, really bad.
mm.